Remote Mortgage Underwriter

remote, Colorado

Type: Direct-Hire

Category: Other

Compensation Range: 120000.00

Job ID: 155398

Date Posted: 12/01/2020

Mortgage Banker is looking for a Remote Underwriter to join their fast-growing team

The Underwriter will evaluate residential loan application packages and determine program eligibility and credit worthiness of consumer.

Job Functions:

  • Underwrite residential mortgage loans in accordance with FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
  • Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns.
  • Review appraisals for accurate property valuation
  • Demonstrate proficiency in automated underwriting applications and ability to assess results
  • Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times.
  • Communicate with processing and sales to provide updates, clarification on outstanding conditions and deficiencies identified on loans, and to assist in interpreting underwriting guidelines
  • Discuss marginal loans with Underwriting Manager before suspending or declining a file
  • Works with the post-closing team to resolve any issues
  • Provide loan scenario support to sales and processing teams
  • Perform condo project reviews

Experience, Skills, and Abilities:

  • Minimum of 6 years recent full time Mortgage Underwriting experience
  • Proficiency with DU and LP, FHA Connection and VA Portal
  • Knowledge of FHMA, FHLMC, FHA and VA guidelines
  • Self-starter, self-reliant, dependable, ability to meet specific time restraints
  • Flexibility in decision making with strong problem-solving skills
  • Customer service driven
  • Must be able to work overtime as needed


Negotiable base, bonuses per file, paid overtime, very stable company and team.