Remote Mortgage Underwriter

Mortgage Banker is looking for a Remote DE Underwriter

The Remote DE Underwriter will evaluate residential loan application packages and determine program eligibility and credit worthiness of consumer.

Job Functions:

• Underwrite residential mortgage loans in accordance with FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
• Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns.
• Review appraisals for accurate property valuation
• Demonstrate proficiency in automated underwriting applications and ability to assess results
• Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times.
• Communicate with processing and sales to provide updates, clarification on outstanding conditions and deficiencies identified on loans, and to assist in interpreting underwriting guidelines
• Discuss marginal loans with Underwriting Manager before suspending or declining a file
• Works with the post-closing team to resolve any issues
• Provide loan scenario support to sales and processing teams
• Perform condo project reviews

Experience, Skills, and Abilities:

• Minimum of 6 years recent full time Mortgage Underwriting experience
• DE a must, VA LAPP/SARS a plus
• Proficiency with DU and LP, FHA Connection and VA Portal
• Knowledge of FHMA, FHLMC, FHA and VA guidelines
• Self-starter, self-reliant, dependable, ability to meet specific time restraints
• Flexibility in decision making with strong problem-solving skills
• Customer service driven
• Must be able to work overtime as needed

Negotiable Hourly Base, Generous Per File Bonuses (start immediately), Paid Overtime, very stable company, great team, benefits and perks.

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